Terms of Service

1. Description of Service

CashSignal provides financial analysis tools, including but not limited to:

• Cash flow forecasting
• Financial insights and recommendations
• Data visualization and reporting

CashSignal is intended for informational and decision-support purposes only.

2. No Financial or Legal Advice

CashSignal does not provide financial, legal, tax, or investment advice. All insights, forecasts, and recommendations are:

• Based on available data and assumptions
• Subject to error, uncertainty, and change

You are solely responsible for your financial decisions.

3. User Responsibilities

You agree to:

• Provide accurate and lawful data
• Maintain the confidentiality of your account
• Use the Service in compliance with all applicable laws

You are responsible for all activity under your account.

4. Data Accuracy

CashSignal relies on third-party data sources (including banks and integrations). We do not guarantee:

• Accuracy
• Completeness
• Timeliness

of any financial data.

5. Third-Party Integrations

The Service may integrate with third-party providers (e.g., Plaid, accounting software). Your use of those services is subject to their own terms and policies. We are not responsible for:

• Third-party data
• Third-party outages
• Third-party actions

6. Subscription & Billing

If you purchase a subscription:

• You agree to recurring billing
• Fees are non-refundable unless required by law
• You may cancel at any time, effective at the end of the billing period

7. Intellectual Property

All content, software, and technology in CashSignal are owned by the Company. You may not:

• Copy
• Distribute
• Reverse engineer

any part of the Service without permission.

8. Limitation of Liability

To the maximum extent permitted by law, CashSignal shall not be liable for:

• Financial losses
• Lost profits
• Business interruption
• Indirect or consequential damages

Use of the Service is at your own risk.

9. Disclaimer of Warranties

The Service is provided "as is" and "as available." We make no warranties regarding:

• Accuracy of forecasts
• Performance of recommendations
• Uninterrupted service

10. Termination

We may suspend or terminate your access at any time for:

• Violation of these Terms
• Misuse of the Service

11. Governing Law

These Terms are governed by the laws of the State of New Jersey, USA.

12. Changes to Terms

We may update these Terms at any time. Continued use of the Service constitutes acceptance.

13. Contact

For questions, contact: support@cashsignal.io